2022 Hurricane Preparedness

Hurricane season is upon us and forecasters have predicted it to be another busy season. There are a few things homeowners should do before storm season to prepare

With policy renewals coming around, now is a good time to review your property insurance policy. Check your hurricane deductible and coverages and work with your insurance agent to adjust them as needed. It is also a good idea to determine what exactly your policy does and does not cover and if additional coverages are needed, like flood insurance.

The Florida Legislature has designated June 1 through June 7, 2022, as a tax-free week where homeowners are able to stock up on hurricane necessities sales tax free. Throughout this week, flashlights, lanterns, radios, tarps, batteries, portable pet carriers, generators, and more will be able to be purchased tax free up to a certain dollar amount.

Before storm season starts, homeowners should check all plants and trees around their property and remove any that appear overgrown or dead. In a storm, these can quickly become airborne and cause serious property damage. Once a storm is named, landscape and waste management facilities typically close to prepare and are unable to remove yard debris, so it is important to do this ahead of time.

Having a home inventory is always a great idea, but is especially important during hurricane season. In the event a storm impacts your home, it is important to have a list of all personal property, along with receipts or estimated values. This will help you submit an accurate claim to your insurance company and reduce the stress of trying to remember what was damaged or lost.

Before a storm hits, it is important to take updated photographs or videos of your property, including your roof and interior. If your home ends up damaged, these photographs and videos may help you in your claims process.

This article is not intended to be legal advice nor create an attorney-client relationship.