Justia Lawyer Rating
Florida Association Women Lawyers
Super Lawyers
Super Lawyers Rising Stars
The Florida Bar
South Palm Beach County Bar Association
Super Lawyers Selected in 2021
ACTFL - Superior Russian Speaking Proficiency
Super Lawyers Selected in 2023

How Long do I Have to Report a Hurricane or Tropical Storm Claim?

Hurricane or tropical storm damage is not always obvious and can take some time to surface before it's noticed by homeowners.

In Florida, homeowners have up to two years from the date the hurricane made landfall to report the damage to their insurance carrier. If the damage was caused by a tropical storm, homeowners have up to two years from the date the tropical storm was reported by the National Oceanic and Atmospheric Administration ("NOAA").

Despite being permitted to report damages for up to two years after the storm, insurance companies will often delay their coverage determination of homeowners' damages, deny coverage for late reporting, or underpay the damages.

If your claim for hurricane or tropical storm damage claim is being delayed, denied, or underpaid, it may be time to contact an attorney. Contact our office today for a consultation.

This article is not intended to be legal advice nor create an attorney-client relationship.

Client Reviews
"I was told by my insurance adjuster that Rina was a fabulous attorney who will fight hard for her clients and he was right. She did an outstanding job communicating with me throughout a stressful negotiation process and I was so happy with the settlement she got for me. Highly recommend the Law Offices of Rina Feld!” Mark L.
I had water damage to the inside of my home and homeowners insurance automatically rejected my claim. After giving up fighting them on my own i contacted Rina and she petsonally discussed options and explained the procedure. After about 4 months my claim was resolved , Rina worked pro bono so did not cost me a penny. I now have new ceilings ! Thoroughly recommended. Christopher D.
Rina is very efficient. She always kept me updated and worked very quickly. She took the time to explain everything thoroughly and made sure that I understood, although my primary language is Spanish. Mariel C.