Justia Lawyer Rating
Florida Association Women Lawyers
Super Lawyers
Super Lawyers Rising Stars
The Florida Bar
South Palm Beach County Bar Association
Super Lawyers Selected in 2021
ACTFL - Superior Russian Speaking Proficiency
Super Lawyers Selected in 2023

Is Hail Damaged Covered by my Property Insurance?

Hail is common in Florida, especially during severe summer storms. In fact, Florida actually has a hail season, running from March to July. Hail has reached up to 4.5 inches in the state, and can cause more than just cosmetic damage. Roofs can end up with damaged tiles or shingles and windows can end up broken, both of which may result in interior damage from water entering the home.

Most homeowners' insurance policies cover property damage that results from hail. Occasionally, policies will contain a "hail deductible" that must be paid prior to coverage. Additionally, policies may also contain a cap on damages caused by hail. It is crucial to read your policy and ensure there is sufficient coverage to protect your home in the event hail damage occurs.

Even with evidence of hail damage to property, insurance companies may still be hesitant to pay the claim in its entirety, or they may outright deny the claim. If your property has experienced hail damage and your insurance company is offering underpayment or outright denying the claim, contact our office today for a consultation.

This article is not intended to be legal advice nor create an attorney-client relationship.

Client Reviews
"I was told by my insurance adjuster that Rina was a fabulous attorney who will fight hard for her clients and he was right. She did an outstanding job communicating with me throughout a stressful negotiation process and I was so happy with the settlement she got for me. Highly recommend the Law Offices of Rina Feld!” Mark L.
I had water damage to the inside of my home and homeowners insurance automatically rejected my claim. After giving up fighting them on my own i contacted Rina and she petsonally discussed options and explained the procedure. After about 4 months my claim was resolved , Rina worked pro bono so did not cost me a penny. I now have new ceilings ! Thoroughly recommended. Christopher D.
Rina is very efficient. She always kept me updated and worked very quickly. She took the time to explain everything thoroughly and made sure that I understood, although my primary language is Spanish. Mariel C.