Justia Lawyer Rating
Florida Association Women Lawyers
Super Lawyers
Super Lawyers Rising Stars
The Florida Bar
South Palm Beach County Bar Association
Super Lawyers Selected in 2021
ACTFL - Superior Russian Speaking Proficiency
Super Lawyers Selected in 2023

Is my Claim Being Underpaid?

Insurance is typically purchased to be used when the worst happens to cover the unthinkable, but it is not atypical for insurance companies to underpay these claims and is not always obvious until repairs have been undertaken. So, what should homeowners be on the lookout for to ensure their claim is not underpaid?

1. Ensure a Thorough Inspection of the Damaged Property

Property damage is not always visibly evident, and more damage may appear as repairs are being made. It is crucial for homeowners to ensure inspections are thorough. If the insurance company's inspector seems to lack thoroughness in their inspection, damages may go overlooked. If this is the case, homeowners should look to hire a professional to complete an inspection.

2. Fight Back on Low Estimates

If the insurance company's estimate of damages is below what it should be, homeowners should retain their own experts to garner an estimate of damages and submit it to the insurance company.

3. Hire an Attorney

If the insurance company is proving to underpay your claim, or outright deny it, it may be time to call an attorney to advocate for your rights.

This article is not intended to be legal advice nor create an attorney-client relationship.

Client Reviews
"I was told by my insurance adjuster that Rina was a fabulous attorney who will fight hard for her clients and he was right. She did an outstanding job communicating with me throughout a stressful negotiation process and I was so happy with the settlement she got for me. Highly recommend the Law Offices of Rina Feld!” Mark L.
I had water damage to the inside of my home and homeowners insurance automatically rejected my claim. After giving up fighting them on my own i contacted Rina and she petsonally discussed options and explained the procedure. After about 4 months my claim was resolved , Rina worked pro bono so did not cost me a penny. I now have new ceilings ! Thoroughly recommended. Christopher D.
Rina is very efficient. She always kept me updated and worked very quickly. She took the time to explain everything thoroughly and made sure that I understood, although my primary language is Spanish. Mariel C.