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Vandalism, Burglary, and Property Insurance: Am I Covered?

Burglary or vandalism can cause major property damage. After you have contacted law enforcement to make a report, you may be wondering how you can recover your damaged or stolen property.

Most property insurance policies cover damage caused by vandalism or burglary. After contacting law enforcement, you should contact your insurance company as soon as possible to file a claim. Providing your insurance company with a detailed list of all items that were damaged as a result of the crime may further assist your claim. Once law enforcement has completed their report, you should also supplement your insurance claim with their report to provide your insurance company with additional details.

However, even with proof of damaged or stolen property, insurance companies may still attempt to deny, partially deny, delay, or underpay your vandalism or burglary claim. If your insurance company is denying, partially denying, delaying, or underpaying your claim, it may be time to contact an attorney. Contact our office today for a consultation.

This article is not intended to be legal advice nor create an attorney-client relationship.

Client Reviews
"I was told by my insurance adjuster that Rina was a fabulous attorney who will fight hard for her clients and he was right. She did an outstanding job communicating with me throughout a stressful negotiation process and I was so happy with the settlement she got for me. Highly recommend the Law Offices of Rina Feld!” Mark L.
I had water damage to the inside of my home and homeowners insurance automatically rejected my claim. After giving up fighting them on my own i contacted Rina and she petsonally discussed options and explained the procedure. After about 4 months my claim was resolved , Rina worked pro bono so did not cost me a penny. I now have new ceilings ! Thoroughly recommended. Christopher D.
Rina is very efficient. She always kept me updated and worked very quickly. She took the time to explain everything thoroughly and made sure that I understood, although my primary language is Spanish. Mariel C.