When Should I Contact an Attorney for My Property Damage Claim?
Insurance companies are a business and their prerogative is to make a profit, which means it is not uncommon to see rightful claims denied. If your property is damaged, it is important to follow all policy post loss duties, such as submitting a Sworn Proof of Loss Statement to your insurance company and mitigating the damages adequately. Even after complying with all duties, insurance companies may still fail to adequately compensate homeowners or deny the claim entirely. This is the point where a property damage attorney may be able to assist you.
A property damage attorney may be able to assist a homeowner receive adequate compensation for their claim to make them whole again. Property damage attorneys are able to decipher complex policy language and assist homeowners in determining whether they have a proper claim and whether the insurance company's settlement offers are sufficient.
Hiring a property damage attorney may also assist homeowners communicate with the insurance company and negotiate the claim in order to attempt to obtain a satisfactory reimbursement for their claim. Of course, in the event an insurance company refuses cooperation, an experienced attorney may also assist you through the litigation process.
Whether an attorney is needed is typically a case-by-case situation, but if your insurance company has denied your claim or has underpaid your claim, it may be time to contact an attorney.
This article is not intended to be legal advice nor create an attorney-client relationship.